Graduates

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Looking for a graduate mortgage?

After leaving university, you may find that student debt and low initial income makes it hard for you to arrange a mortgage deal. However, many lenders offer specialist graduate mortgage packages with favourable rates and high income multiples – particularly for graduate professionals.

If you’re studying for professional qualifications (for example a law, medical or accountancy degree) we can help you find a low interest rate graduate mortgage. You will even qualify for a graduate mortgage if you apply for a loan within ten years of graduating.

We have built up relationships with all of the UK’s major lenders. We act on your behalf as a specialist graduate mortgage broker to secure the best possible deal for you. We can help you arrange a graduate mortgage with rates and terms that you won’t find at your bank.

Just fill in our online graduate mortgage enquiry form for more details and we will get back to you shortly.

Mortgages for professional graduates

As a graduate with a professional qualification, lenders are often prepared to offer you better deals than other graduates. You can find:

  • Low interest rates, flexible terms
  • Reduced deposit deals
  • Guarantor arrangements
  • High income multiples – using generous affordability calculations
  • Flexible early repayment conditions (useful for those on bonus schemes etc.)
  • Your preferred interest rate type, including fixed, variable and tracker mortgages
  • Graduate mortgage deals for overseas professionals with the right to live and work in the UK
  • Graduate mortgage deals for students and graduates from all UK universities, with special deals for mature students.
  • Deals available up to ten years after graduation.

To make an application, complete the simple form on the right hand side of this page.

Almost qualified? Your options…

We can also find great value deals for professionals in training or the very recently qualified. Student lawyers, doctors, accountants, architects, engineers or students of any other profession should contact us to find out what deals are available.

We know exactly what information to provide to lenders to secure the best graduate mortgage. It’s fast and easy to complete our online graduate mortgages application form – we will have an in-principle decision1 for you shortly.

 

1An ‘in principle mortgage decision’ is not a mortgage offer and is subject to a formal application process including a valuation of the property, credit search and satisfactory references.

Accountants

 

Architects

 

Barristers

 

Dentists

 

Doctors

 

Graduates

 

Investment bankers

 

Solicitors

 

Surveyors

 

Other

 

“I am really grateful for all your hard work on this purchase. Your service really exceeded my expectations and I would have no hesitation in recommending you. Will certainly contact you when I buy my next property.”

Mr A. E

Solicitor

Need to work out your mortgage requirements?

Fill out our online mortgage calculator for a free consultation.