Mortgages for doctors

As a doctor you may be entitled to a better deal for your mortgage. Mortgages for doctors are available at reduced rates, generous affordability calculations and favourable terms – whether you’re a first time buyer, searching for a remortgage deal, or looking for practice finance1.

We can help you find the best mortgages for doctors available on the UK market. Our advisors understand the unique working and financial arrangements of medical professionals and can help you secure the lowest rate possible.

We’re totally independent and impartial. The relationships we have established with major banks and UK high street lenders enables us to negotiate directly with lending departments to get the best terms on your behalf.

If you’re a newly-qualified doctor, working your way through the training grades, surgeon, consultant, or GP, contact us to find the most competitive mortgages for doctors.

What are mortgages for doctors?

So, why do doctors get preferential treatment? Many banks and mortgage lenders will offer professionals, such as doctors, lawyers and accountants, favourable deals because they are seen as more reliable long-term risks. You can expect us to help you secure:

  • High income multiples – lenders are more generous with their affordability calculations
  • Competitive mortgage and remortgage interest rates
  • Reduced deposit mortgages for doctors
  • Fast in-principle decisions2
  • Flexible terms and conditions
  • Guarantor mortgages for young doctors
  • Practice buy-ins – assess future income by looking at earnings of outgoing GP
  • Practice funding and GP surgery finance
  • Mortgages for foreign nationals and doctors with the approproate visa
  • Mortgages for medical professionals who exclusively work as locums
  • Mortgages for doctors with limited credit history

Recently qualified? Foreign national?

Mortgages for Professionals can help you no matter what your situation. You may be recently qualified, still saddled with plenty of student debt, but looking to get a foot on the property ladder for the first time. You might be a foreign national with Tier 2 visa. Even if you’re a locum worker who regularly changes job and location, we can help.

1The Financial Conduct Authority does not regulate some aspects of commercial mortgages

2An ‘in principle mortgage decision’ is not a mortgage offer and is subject to a formal application process including a valuation of the property, credit search and satisfactory references.













Investment bankers








“Just wanted to pass on my thanks to yourself and Dan for your advice and guidance throughout the process. If I hear of any friends / colleagues that are looking for a mortgage, you will be highly recommended!”



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