Doctors
Mortgages for doctors
As a doctor you may be entitled to a better deal on your mortgage. Mortgages for doctors are available at reduced rates, high income multiples and favourable terms – whether you’re a first time buyer, searching for a remortgage deal, or looking for practice financing1.
We can help you find the best mortgages for doctors available on the UK market. Our advisors understand the unique working and financial arrangements of medical professionals and can help you secure the lowest rate possible.
We’re totally independent and impartial. The relationships we have established with major banks and UK high street lenders enables us to negotiate directly with lending departments to get the best terms on your behalf.
If you’re a qualified doctor, surgeon, consultant, general practitioner or any other medical professional, contact us to find the most competitive mortgages for doctors.
What are mortgages for doctors?
So, why do doctors get preferential treatment? Many banks and mortgage lenders will offer professionals, such as doctors, lawyers and accountants, favourable deals because they are seen as more reliable long-term investments. You can expect us to help you secure:
- High income multiples – in many cases over five times your salary
- Competitive mortgage and remortgage interest rates
- Reduced or zero deposit mortgages for doctors
- The option to borrow up to 100% of the property value, dependant upon meeting specific criteria
- Fast in-principle decisions2
- Flexible terms and conditions
- Guarantor mortgages for young doctors
- Practice buy-ins - assess future income by looking at earnings of outgoing GP
- Practice funding and GP surgery finance
- Mortgages for foreign nationals and doctors on the Highly Skilled Migrant Worker Programme
- Mortgages for medical professionals who exclusively work locum
- Mortgages for doctors with poor or zero credit history
Recently qualified? Foreign national?
Mortgages for Professionals can help you no matter what your situation. You may be recently qualified, still saddled with plenty of student debt, but looking to get a foot on the property ladder for the first time. You might be a foreign national on the Skilled Migrant Worker Programme. Even if you’re a locum worker who regularly changes job and location, we can help.